Loan Calculator

Please use our loan calculator for an example of our loans.

Drag and drop the marker up and down the scale for the calculator to estimate a loan that will suit you. If you would like to discuss the loan details please contact a member of our financial team on 0800 4580120 or visit our Loan Application section.

The APR for our personal loans is currently set at 29.9%. As the interest rate for Credit Unions is typically around 26.6%, Five Lamps agreed to raise their interest rate to 29.9% so we were not in direct competition with Credit Unions.

We will always refer you to a Credit Union if this is the best option for your needs. To find a Credit Union near you visit the Northern Money website at www.northernmoney.org.uk.