Philip from Northumberland approached Five Lamps in October 2011 to applying for a personal loan, as he needed to use the loan to pay for a rental property administration fee.
Philip had previously led a chaotic lifestyle due to substance issues for the last 6 years, sleeping on settees at friend’s houses on temporary bases, with no fixed accommodation. Turning his life around with support from John Snowdon of the North East Council on Addictions, Northumberland Drug Intervention Programme he began looking for accommodation.
Unfortunately, the rental properties offered were in very poor condition or out of his budget, and so he contacted Five Lamps.
Having been introduced to a reputable landlord, Five Lamps liaised on Philip’s behalf in attaining a quality rental property without an upfront bond payment. Philip then met Vince Rogers, Five Lamps Loan Officer in Northumberland to complete the necessary paperwork to sign up for his loan.
Philip moved into his new property over 6 weeks ago, assisted by an affordable loan with payments based around his benefit income.
Philip said
‘I was very pleased & impressed with the whole process – Five Lamps made it easy for me, and I now have my independence after years of uncertainty’.